There are individuals who hire themselves out privately to seniors needing care at home. In these cases the senior hiring such an individual is entirely responsible for checking and validating the individual's credentials and references. The senior client is solely liable for injury to the caregiver, theft, negligence of caregiver causing harm to senior client. The client is also the 'employer' of such an individual and may incur tax liability as an employer.

The risk from hiring such an individual is very high. It also causes inconvenience to the client when this individual fails to arrive for work, is often late, or may take sick or vacation time.

There are individuals who hire themselves out privately to seniors needing care at home. In these cases the senior hiring such an individual is entirely responsible for checking and validating the individual's credentials and references. The senior client is solely liable for injury to the caregiver, theft, negligence of caregiver causing harm to senior client. The client is also the 'employer' of such an individual and may incur tax liability as an employer.

The risk from hiring such an individual is very high. It also causes inconvenience to the client when this individual fails to arrive for work, is often late, or may take sick or vacation time.