A home care agency is a company providing in home care using its own screened and qualified staff. All the caregivers are employees of the agency. A Home Care agency is insured, bonded, licensed, and carries workmen's compensation insurance to protect the employees in case of injury. There is no liability to the senior receiving home care services from such an agency. The caregivers are screened (background checks) and qualified (interviewed and trained).
The home care agency also provides ongoing supervision, is responsible for any caregiver or staffing changes to maintain continuity of care. The agency handles all the billing and payroll - this means the senior receiving home care services does not need to worry about paying the caregiver, or paying any of the federal or state taxes incurred by the caregiver or even being responsible for any employer taxes. The home care agency handles everything and there is no risk to the client.
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